Fintech – Kunal Nandwani

November 6, 2018November 6, 2018

Book release and review – Squaring the Blockchain circle

Squaring the Blockchain circle (Nov 2018) The hype-fog surrounding the blockchain and its offspring cryptocurrencies is peaking, and this book slices through it. Is the blockchain revolutionary in scope? Absolutely.…

BlockChain, Fintech, Other, Startups

Kunal Nandwani

November 6, 2018

7 min

July 30, 2018

Embracing the algorithmic world around us – With Caution

Humans have worked relentlessly hard in pursuit of a custom-made world that can function as per their needs. Technology is at the cornerstone of all the advances humans have made…

Fintech, Startups, Trading

Kunal Nandwani

July 30, 2018

4 min

October 17, 2016March 15, 2018

Why P2P lending opportunity may not scale for a long time

What is Peer-to-Peer Lending?Peer-to-peer lending (also known as person-to-person lending; abbreviated frequently as P2P lending) is lending and borrowing which occurs directly between individuals or “peers” without the intermediation of…

Fintech

Kunal Nandwani

October 17, 2016

5 min

May 20, 2015March 12, 2018

Future of Fintech: Beyond 2015

Fintech will continue to grow and stay in headlines, but it will be far from the full disruption. I do not see a Google or Facebook alike company emerging in…

Fintech

Kunal Nandwani

May 20, 2015

2 min

May 20, 2015March 12, 2018

Role of Technology in the Growth of Indian Financial Markets

Indian financial markets have seen a major growth in the current decade in terms of technological advancements. This has enabled growth in algo trading volumes, leading to Indian exchanges featuring…

Fintech

Kunal Nandwani

May 20, 2015

5 min

August 18, 2013March 12, 2018

NSEL crisis – Mini Version of US subprime crisis in Indian capital markets

The US subprime crisis in 2007 had shaken the foundation of US economy and eventually the global economy. Subprime loans (loans for people with not so good credit history, jobs,…

Fintech

Kunal Nandwani

August 18, 2013

3 min

June 18, 2013March 12, 2018

Social Benefits of HFT and Algo Trading: Regulators should Embrace them

The tremendous growth in financial trading volumes in the last couple of decades has been made possible only with the use of technology. Technology has helped in - automating the…

Fintech

Kunal Nandwani

June 18, 2013

4 min

November 26, 2012March 12, 2018

Open Source Technology for Financial Services

Financial Services play an important role in the countries' and their economies' functioning. Following the credit crisis (2008), and its various consequences (de-leveraging, lesser sophisticated financial products, shift towards increased…

Fintech

Kunal Nandwani

November 26, 2012

3 min

November 19, 2012March 12, 2018

The Future of Capital Markets

Financial trading has grown from manual to electronic to automated with the use of algorithms in the last few decades. The increased adoption of technology will lead to disruptive trends…

Fintech

Kunal Nandwani

November 19, 2012

3 min

November 18, 2012March 12, 2018

Dark Pools

Financial exchanges are the market places where buyers and sellers of financial securities trade (buy and sell). The exchanges have become automated and electronic over time leading to rise in…

Fintech

Kunal Nandwani

November 18, 2012

2 min

November 18, 2012March 12, 2018

Electronic trading

Trading process has evolved over time. An individual or an institution needs to trade through a broker who is a member of the exchange. Couple of decades ago, here is…

Fintech

Kunal Nandwani

November 18, 2012

3 min

November 18, 2012March 12, 2018

Algo Trading: The 1-O-1

Electronic trading in the last decade has laid the foundation for increased use of technology in the financial markets. If a trader's mind can be coded into an algorithm (step…

Fintech

Kunal Nandwani

November 18, 2012

3 min

November 18, 2012March 12, 2018

Basics of Financial Trading

In finance, trade is typically an exchange of a financial security (share, bond, etc.) with cash. (To understand more around how financial securities are created by discounting cash-flows, please read…

Fintech

Kunal Nandwani

November 18, 2012

3 min

October 27, 2012June 9, 2016

Financial Institutions

Understanding the Investment LandscapeOther than Investment Banks, there are other financial institutions in the market that play a big role. Below is a possible representation of Investors, Investment Intermediaries and…

Fintech

Kunal Nandwani

October 27, 2012

6 min

October 27, 2012June 9, 2016

Securitisation: The 1-O-1

Securitisation has been a key factor in the rise of financial services businesses and it poorly managed sub-prime loans distributed across the world through securitisation led to the subprime crisis…

Fintech

Kunal Nandwani

October 27, 2012

5 min

October 27, 2012March 12, 2018

The Rise of Investment Banking in the Last 3 Decades

The Rise of Investment BankingInvestment Banking has offered one of the best paid jobs and it’s questionable whether the Bankers did enough for the kind of money they got. Since…

Fintech

Kunal Nandwani

October 27, 2012

7 min

October 23, 2012March 12, 2018

Root of Sub-Prime/Credit Crisis of 2008

What caused the sub-prime problem will be discussed and debated for long time. Many blame the Sub-Prime crisis upon Greedy Wall Street Investment bankers, or on “Risky” Hedge Funds, or…

Fintech

Kunal Nandwani

October 23, 2012

7 min

October 23, 2012March 12, 2018

How does an Investment Bank differ from a Retail Bank?

A bank is a financial institution with the purpose of lending and borrowing money. Retail banks are banks with retail customers (most individuals and smaller institutions / businesses) where the…

Fintech

Kunal Nandwani

October 23, 2012

3 min

October 23, 2012June 9, 2016

What is Investment Banking?

What is the role of an Investment Bank?Different Investment Banks would have a variant of the following generic business structure. Investment Banks in simplest terms help match investors and institutions…

Fintech

Kunal Nandwani

October 23, 2012

4 min